insurance costs

A new study has revealed that Kilkenny drivers pay the second lowest car insurance premiums in the country.

The study also highlights that there can be more than €200 in the difference for the average cost of an insurance premium, depending on the county you live in. 

While many are struggling to cope with the cost of living crisis, car insurance is a necessary spend, however, the pricing differs depending on a combination of factors. 

Insurers analyse a number of points and one of these is where you live. With this in mind, insurance experts Chill, have revealed the counties in Ireland with the most expensive car insurance. 

Topping the list as the Irish county with the highest car insurance costs is Longford where the average cost of a policy is €783.

Louth residents also pay an average of over €700 a year and Limerick completes the top three with a cost of €678.

Paying just €549 on average, Waterford is the county in Ireland with the lowest car insurance costs.

Kilkenny comes in second with a slightly higher price of €554, Wicklow and Wexford complete the top three, both having an average of €571 for car insurance. 

Car insurance premiums take your location into account as living in a city where there is a greater risk of crime and increased traffic, this consequently means an accident or theft is more likely, so as a result, your car insurance premium goes up. Similarly, in Ireland, some rural counties have higher insurance premiums than others because of the higher rates of claims.

Average prices are shown from new business & renewal sales between July 2022 – January 2023, including any fees.

Founded in 2007, Chill is an Irish-based insurer that searches and compares 14 different insurers to help customers