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When you’re approved for a credit card, you have the option to add other people to your account. This allows them to piggyback off your credit and share many of your cardholder benefits, such as airport lounge access.
Along with the benefits, you will earn rewards for any purchases an authorized user makes. However, as the primary account holder, it’s your responsibility to pay the bill each month, so be sure to give an authorized user card to someone who can be trusted.
So if you’re interested in adding someone to your credit card as an authorized user, here are some of the best credit cards to do that.
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On the American Express secure site
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year, 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel, 1X points on all other eligible purchases
Earn 100,000 Membership Rewards® points after spending $6,000 within 6 months of card membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
Balance transfer fee
Foreign transaction fee
Benefits: The Platinum Card® from American Express offers primary cardholders a long list